If you or another driver on your auto insurance policy is 50 or older, you are eligible for the AARP Auto Insurance Program from The Hartford. This program might provide additional savings and benefits on your auto insurance.
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AARP Auto and Home Insurance Program from The Hartford
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AARP Members Enjoy Auto Insurance Benefits from The Hartford

Save on Automobile Insurance with the AARP® Auto Insurance Program from The Hartford

The AARP® Auto & Home Insurance Program from The Hartford offers AARP members exceptional coverage at great rates on their automobile insurance.

Competitive Auto Insurance quotes for your vehicle

When AARP members get an automobile insurance quote and buy auto insurance protection from The Hartford, they enjoy a comprehensive package of benefits and services not found with most other auto insurance providers.

Availability of features and benefits may vary by state.

First Accident Forgiveness‡ We waive any premium increase associated with your first accident so long as all drivers on your policy are free of accidents and major violations for the previous five years.
Lifetime Renewability† No need to worry about losing your auto insurance protection. Once you become a policyholder, you are assured continued coverage as long as you're able to drive and meet a few simple requirements.
New Car Replacement If you have a total loss of your new car within 15 months and/or 15,000 miles of purchase, The Hartford will pay the entire replacement cost for a new one of the same make, model and equipment – with no deduction for depreciation.
Disappearing Deductible‡ Maintain a clean driving record, and we'll reduce your collision deductible by $150. And we'll continue to reduce the deductible by $50 each additional year you keep your good driving record – until it reaches $0.
RecoverCare§ This automobile insurance feature helps pay for the cost of home services such as cooking, cleaning, shopping, transportation and yard work if you're injured in an accident.
12-Month Rate Protection Because the AARP® Auto Insurance Program from The Hartford offers a 12-month policy, your rates are locked in for a full year – not just 6 months like most other auto insurance companies.
24/7 Hassle-Free Claim Service When you have an auto insurance claim, it’s good to know that your car insurance company has the experience and know-how to make the claims process as smooth as possible. Learn More About Our Auto Claims Services.

AARP Members Can Save Even More on Auto Insurance

The AARP® Auto Insurance Program from The Hartford is designed to save you money. And with our special discounts and credits, the cost of your auto insurance protection could be even lower.

† If you are age 50 or older, once you're insured through this Program for at least 60 days, you cannot be refused renewal as long as applicable premiums are paid when due. Also, you and other customary drivers of your vehicles must retain valid licenses, remain physically and mentally capable of operating an automobile, have no convictions for driving while intoxicated and must not have obtained your policy through material misrepresentation.

‡ Some benefits, including First Accident Forgiveness and the Disappearing Deductible, are only available with the Advantage Plus package. A policy without these benefits is also available. To qualify for the Accident Forgiveness benefit in most states, all drivers on the policy must have a clean driving record (no accidents or violations) for five consecutive years. To qualify for the Disappearing Collision Deductible in most states, all drivers on the policy must have a clean record for three consecutive years. NY and PA drivers are not eligible for the complete disappearance of the deductible, although it will be reduced to a minimum of $100. First Accident Forgiveness benefit is not available in all states.

§ Availability of RecoverCare benefit and benefit levels vary by state.

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Save up to 10% more on car insurance

As an AARP member, you can save even more by bundling your homeowners insurance with your car insurance policy.

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The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. CA License #5152. In Washington, the Program is underwritten by Hartford Casualty Insurance Company. In Michigan, the Program is underwritten by Trumbull Insurance Company. AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays a royalty fee to AARP for the use of AARP's intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. The program is currently unavailable in Massachusetts, Canada and U.S. Territories or possessions.

In Texas, the Auto Program is underwritten by Southern County Mutual Insurance Company through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company.